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Why do YOU need Gap Year Travel Insurance?
The number one reason for travel insurance is to pay for emergency medical expenses if you are sick or injured on your Gap Year abroad, there have been many incidents where people with no insurance have paid thousands of pounds in medical costs and to get them home. The Foreign and Commonwealth Office say they get more referrals for help from Gap Year travellers than any other type due to not being insured, and the help overseas Embassies can give is limited. This help consists of making contact with home and 'holding your hand'. No monetary help can be offered. There are many other reasons to buy insurance such as loss of luggage and passport, cancelation of your trip, bereavement travel costs and so on.
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